Call or pressure to sign anything before we meet!
BEFORE YOU DECIDE WHO WILL BE ON YOUR SIDE REPRESENTING YOU when you buy or sell in Sedona. Please read about us...

We are Donna Kearney and JP Lomeo, an Independent Broker and Agent / Inspector with invaluable Experience to offer. Many Agents may say this, but we honestly mean it! We have lived in Sedona since 1991 and pride ourselves in taking the very best care of our Clients, offering you honesty and integrity.

To Follow Us on this Blog or Contact Us by email, scroll down the right column too. Bookmark us and come back often! OR, simply Call Us...there is no obligation, no pressure and we are always happy to help!

Office: 928-282-3655 Cell: 928-300-9553

Thursday, November 23, 2017

Good news for Self-Employed Buyers!

Click here:
Good news for the nation's 14-million self-employed workers -- mortgage lenders are making it easier to get approved for a purchase loan or home…

Tuesday, November 14, 2017

Do you know how the proposed tax bills will affect you as a homeowner?

Write to Congress and tell them not to let tax reform become a tax increase to homeowners. The proposed bill from the House will affect your tax burden and your home values!

This is from my correspondence I receive from NAR - The National Association of Realtors. There are elements of the new tax bill proposed that will affect all Homeowners. It will limit tax deductions and affect the value of your homes. The tax bill from the House is the Tax Cuts and Jobs Bill, H.R. 1.

From NAR:
“Tell your Members of Congress you oppose any tax reform plan that would weaken the tax incentives for owning a home, such as the Mortgage Interest Deduction, and not to let a tax reform plan increase taxes on homeowners by eliminating the state and local tax deduction.

"The recently released tax reform framework promises to lower taxes for the middle class and create economic growth. However, restricting the Mortgage Interest Deduction to just the top 5 percent and repealing the deduction for state and local taxes would eliminate the time-honored tax incentives of owning a home for current and prospective homeowners. It could also lower the value of all homes by more than 10 percent and inhibit growth.

Don’t Let Tax Reform Become a Tax Increase For Homeowners!"

 “This bill is a direct threat to consumers and homeowners. Not only will millions of homeowners not benefit from the proposal, many will get a tax increase. Additionally, homeowners could lose substantial equity from the more than 10% drop in home values likely to result if the bill is enacted. The legislation will decimate the long-standing incentives for homeownership.

Caps the mortgage interest deduction at $500K for new mortgages.

Increases the standard deduction which puts homeownership tax incentives beyond the reach of more than 90% of American families.

Limits the exemption on Capital Gains Tax from the sale of a primary residence.

Eliminates the deduction for state and local income or sales taxes.

Eliminates the deduction for personal casualty losses, such as from hurricanes or wildfires.

Eliminates the deduction for moving expenses.

Eliminates the deduction on interest on student loans.

Eliminates the deduction for medical expenses, even for the elderly.

All this from a bill that is supposed to improve the current system. Not only is this legislation a clear and present danger to American homeownership, it will cost our children and grandchildren $1.5 trillion in new federal debt.  We cannot turn America from a home-owning nation to a home-renting nation!”

Sunday, April 30, 2017

I'm proud of my Designation! The Accredited Buyer’s Representative (ABR®) designation is the benchmark of excellence in buyer representation.

This year marks the 20th anniversary of the Accredited Buyer’s Representative (ABR®) designation’s affiliation with the National Association of REALTORS®.